Personal checks are sometimes the preferred method of payment in some instances such as rent or other miscellaneous expenses,
so your student will need to open a checking account. Chances are this will be at a different bank than yours, which can be
very inconvenient when you need to deposit money into your student's account. Your student can simplify their banking with
the OneAccount from Higher One.
- Get a free traditional checking account that is FDIC insured.
- Bank with no monthly fees and no minimum balance required.
- Make deposits easily with electronic fund transfers from any other bank account.
- Bank online 24 hours a day, 7 days a week.
- Track deposits, checks and debit purchases easily with the detailed online statement.
- Order checks online at www.LCTCSDebitCard.com.
Same Day Deposit to a Higher One Checking Account
The LCTCS Debit Card provides a choice of methods to receive Financial Aid or university refunds, including the
"Same Day Deposit to a Higher One Checking Account" method. With this option, money is deposited directly into your Higher One Account
just as soon as Fletcher Technical Community College releases it. It is by far the fastest
and easiest way for your student to gain access to your funds.
Occasionally, students may have questions about using their OneAccount. The answers to many of these questions are available
online with "EasyHelp." EasyHelp is an interactive "Frequently Asked Questions" system that enables cardholders
to quickly and easily find answers to questions relating to the use of the LCTCS Debit Card and the OneAccount. EasyHelp is available
anytime online and provides immediate answers to the most frequent program questions. Even answers to some "not-so-frequently"
asked questions. It's not just for the students, either. Parents can use EasyHelp as well, anytime, by logging on to LCTCSDebitCard.com, then selecting the "EasyHelp" link.
Simplify Life With Recurring Payments for Cell Phone & Other Bills
With the OneAccount and the LCTCS Debit Card, the student can pre-authorize automatic deduction of recurring payments such as cell phone bills,
cable TV, utility bills and more. With recurring bill payments, the student budgets the money to make the payments, but somebody
else makes sure they're paid every month - and on time! Recurring payments save time and money because there are no stamps to buy,
and no time wasted stuffing and addressing envelopes. Your student will find a convenient list of companies that accept Debit
MasterCard® payments when they login to their OneAccount, and from the main menu bar select "OneAccount," then "Spend," then
look for "Recurring Payments."
Use EasyHelp to get answers